SBA Disaster Assistance


Thank you to Michael Aumack from the Wichita District Office of the SBA for providing information for this article.

Update for Clay, Geary, Marshall, Pottawatomie, Riley, Wabaunsee and Washington counties. 

Passages quoted below are from the U. S. Small Business Administration News Release Number:  KS 15692-01, dated September 17, 2018.

“Low-interest federal disaster loans are available to Kansas businesses and residents affected by flash flooding, flooding and severe storms that occurred Sept. 1-3, 2018, announced Administrator Linda McMahon of the U.S. Small Business Administration. SBA acted under its own authority to declare a disaster in response to a request SBA received from Gov. Jeff Colyer, M.D. on Sept. 11, 2018.”

“Low-interest federal disaster loans are available to businesses of all sizes, most private nonprofit organizations, homeowners and renters whose property was damaged or destroyed by this disaster,” said SBA’s Director Tanya N. Garfield of the U.S. Small Business Administration’s Disaster Field Operations Center-West. “Beginning Tuesday, Sept. 18, SBA representatives will be on hand at the following Disaster Loan Outreach Center to answer questions about SBA’s disaster loan program, explain the application process and help each individual complete their application,” Garfield continued. The center will be open on the days and times indicated below. No appointment is necessary.



Disaster Loan Outreach Center

City Park

(Former Parks and Recreation Office)

1101 Fremont St

Manhattan, KS  66502

Opens 9 a.m. Tuesday, Sept. 18

Mondays – Fridays, 9 a.m. – 6 p.m.

Closes 6 p.m. Thursday, Sept 27


“Businesses of all sizes and private nonprofit organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory and other business assets. SBA can also lend additional funds to businesses and homeowners to help with the cost of improvements to protect, prevent or minimize the same type of disaster damage from occurring in the future.”

“For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size, SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic injury assistance is available regardless of whether the business suffered any property damage.”

“Applicants may apply online, receive additional disaster assistance information and download applications at may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.govfor more information on SBA disaster assistance. Individuals who are deaf or hard‑of‑hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX  76155.”


The deadline to apply for property damage is Nov. 13, 2018. The deadline to apply for economic injury is June 14, 2019.


(Original blog post below.)

Due to recent flooding in Manhattan and surrounding areas of Kansas – with some vicinities receiving almost 9 inches of rain overnight – our office has received inquiries about SBA Disaster Assistance. Hopefully, this post will shed light on the process of how an area becomes eligible for SBA Disaster Loans and the loan application process.  SBA Disaster Loans are available to businesses of any size, nonprofit organizations, churches, homeowners and renters in eligible areas. These direct loans are long-term, low-interest rate loans to help with disaster recovery.

The Declaration Process

A Presidential Disaster Declaration for the flooding in Manhattan would would trigger both FEMA and SBA-Disaster assistance.  Both FEMA and SBA-Disaster Assistance (ODA) require the state’s governor to declare an official disaster with a request for federal government assistance. One a disaster declaration has been made, if Governor Coyler issues the request, FEMA and SBA-ODA will go to the affected areas to review the situation and set-up a disaster recovery center(s) where people can go to apply for assistance. Disaster recovery centers are generally set up in easily accessible locations for people who do not have computer access; but the SBA-ODA encourages people to apply for a disaster loan online, when possible, to save time.

As of this writing, it is our belief that processes are being followed, though the Kansas Adjutant Governor webpage that lists disaster declarations does not yet list the flooding in Manhattan. Here is where one can check declarations at the state level for Kansas:

In addition, here are two websites with national-level information that can be searched to review when a disaster declaration is open/active for SBA assistance:



The Application Process

Once a declaration and state’s request for aid are official, affected business owners, nonprofits, churches,  homeowners and renters should go to either of these webpages to get more information and, if needed, to apply for assistance:



The application-review-funding process is described in detail in this document:

Funds are generally available within 5 days after the SBA has received the signed closing documents.


For assistance with on-going processes involved in disaster recovery, affected businesses in Manhattan or elsewhere in Kansas, should contact their local Kansas SBDC office. Businesses in the greater Manhattan area should contact

Small businesses and the people who work in them are vital parts of our local communities. For the sake of the business owners, their employees, and those who depend on their products and services, we at the Kansas SBDC do what we can to assist with business continuity and recovery.

Our thoughts go out to those who suffered losses during the recent weather event.

Related Articles

Developing a Small Business Continuity Plan

Understanding Business Insurances

National Preparedness Month


Laurie Pieper, Ph.D.

Washburn University Kansas SBDC

America’s SBDC Kansas

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